Handling Insurance Claims

Handling Insurance Claims During Collision Repairs – What Customers Need to Know


After you've been in an accident, collision repair insurance claims can present another frustration. Follow our collision claim checklist to ensure that you get through the accident claim process smoothly. 


Wayne Val Autobody is a respected auto body repair shop. Our work, along with your diligence, can reduce delays, minimize out-of-pocket costs, and get you back on the road in a safe vehicle that looks as good, if not better, than before your crash. 

Deployed airbags inside a car after a collision; dashboard and steering wheel visible.

Steps in Collision Repair Insurance Claims


After an accident, your goals are to get your vehicle back safely on the road, in its pre-accident condition, and with limited out-of-pocket costs. At Wayne Val Autobody, we're always ready to offer insurance claims tips so you can accomplish all of those things as smoothly and quickly as possible.


1. Reporting the Accident Promptly


To use your accident repair insurance, the insurance company requires you to notify it as soon as possible. Check your policy for the exact reporting timeline so you don't risk a denial of your vehicle damage claim, and so you receive insurance repair authorization faster. Send your insurer accident details, photos or videos of the damage, and your police accident report or vehicle damage report.


Wayne Val Autobody works with all insurance companies. We offer vehicle repair insurance tips to our customers because we understand how important it is for you to have a reliable, safe vehicle as quickly as possible, with limited out-of-pocket costs.


2. Understanding Your Coverage


Understanding your insurance policy terms can save you time and money. At Wayne Val Autobody, some things we tell our customers to look for in their policies before filing an insurance claim include: 


  • Collision coverage: This coverage pays for repairs, regardless of who caused the crash.
  • Insurance deductibles: Out-of-pocket costs you have before insurance kicks in are deductibles.
  • Rental coverage during repairs: This coverage is generally for a specified period.
  • Original equipment manufacturer (OEM) vs. aftermarket parts: Policies may contain OEM parts insurance, aftermarket parts insurance, or both.


3. Getting an Estimate


Our skilled technicians at Wayne Val Autobody will prepare a detailed, honest estimate of your repair costs that includes parts, labor, and paint costs. Your company may send an insurance adjuster to verify the damage before you can get insurance estimate approval. Our team knows and understands insurance claims for repair procedures, so we can help you avoid delays and claims denials.


4. Choosing a Repair Shop


Wayne Val Autobody is a licensed and approved auto body shop. We do high-quality post-accident repairs and know how to handle insurance claims documentation. We offer insurance repair guidance to our customers so they understand their potential out-of-pocket payments. We are skilled, highly trained vehicle technicians first, but we value our clients and know when they need auto claim support.


5. Getting Repair Authorization and Payment


Once your insurance adjuster approves our repair estimate, our talented technicians at Wayne Val Autobody begin repairs. Your insurer will typically pay your vehicle repair claim directly to us, minus any deductible you owe. We will always provide clear communication to you and the insurer during the vehicle insurance repair process, which is key to avoiding any delays or surprises. 


6. Receiving Quality Checks and Final Inspection


After we complete all repairs at Wayne Val Autobody, we do a final inspection to ensure your vehicle is safe to drive and performs properly. This helps you avoid ongoing auto insurance claims issues.


Keep all of your receipts and paperwork from our shop in case you have a future insurance claim for your vehicle.


Trust Wayne Val Autobody With Your Collision Repairs


Collision repair insurance claims can make an already bad situation worse. We help our customers through the insurance claims process, communicating clearly with them and their insurers regarding necessary repairs and providing all the required vehicle repair insurance paperwork.


Wayne Val Autobody at 97 S Owasso Blvd W, Little Canada, MN 55117 has been a respected and insurance-approved certified auto body repair shop since 1969. We provide high-quality collision repair services and have significant experience handling collision claim repairs. If you have questions or are ready to schedule your repair service, call Wayne Val Autobody at (651) 483-4493 or visit us at 97 S Owasso Blvd W, Little Canada, MN 55117.